Michigan Law

Insurance companies are very adept at documenting the information provided when a policy is purchased. They record calls and maintain the application for insurance. They generally do not research whether the information provided by the insured is accurate until after a claim is filed. If an insurance company determines that materially false representations were made when the policy was purchased, it has an option known as “rescission.” This action cancels the insurance policy and permits the insurance company to reject any claims made under the policy.

Plaintiff brought a premises liability lawsuit against a grocery store for negligence after suffering from a slip-and-fall over some spilled bleach. Plaintiff alleged the spill had been there for six minutes and the employees had been aware of it, but failed to act.

Often during the course of civil litigation, it is important to obtain information which is commonly recorded by cellphone providers. Cellphone records are particularly helpful to determine whether an individual was driving distracted at the time of a motor vehicle accident. However, there are many impediments to obtaining cellphone records.

Our firm recently defended a claim brought by an uninsured motorcyclist who was struck by our client who was operating his own motor vehicle. The first question which needed to be answered was whether the motorcyclist could sustain claims for bodily injury (non-economic, pain and suffering) damages and/or damages for personal injury protection benefits (economic damages such as medical expenses, wage loss, and replacement services).

In a recently published Michigan Court of Appeals opinion, the court determined that an arbitration provision in a Best Buy employment contract was reasonable and not unconscionable. In this case, Best Buy required all potential employees to sign an employment contract which contained an arbitration provision.